Home Improvement Financing To Fit Your Needs
The GreenSky® Loan Program’s focus is simple – to help you achieve the home of your dreams! The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
- Select Plan Option: Easy, Paperless Application
- Apply via the Mobile App: Or by Phone: 866-936-0602
- Fast Credit Decision: For more information, visit GreenSky.com
Fixed Rate 11.99% APR for 180 Months
- Plan# 15191
- APR 11.99%
- 180 Months
Example Project Cost
180 Monthly Payments of:
- $20K: $239.90
- $5K: $59.98
- $10K: $119.95
- $15K: $179.93
Fixed Rate 10.99% APR for 120 Months
- Plan# 28302
- APR 10.99%
- 120 Months
Example Project Cost
120 Monthly Payments of:
- $20K: $275.39
- $5K: $68.85
- $10K: $137.69
- $15K: $206.54
No Interest if Paid in Full Within 6-Month Promo Period, With Payments Required
Interest is billed during the promo period but will be waived if the amount financed is paid in full before promo period expires.
- Plan# 26023
- APR 17.99% to 24.99%
- 6 Months
Example Project Cost
After Promo Period, 78 Monthly Payments of:
- $20K: $506.10
- $5K: $126.53
- $10K: $253.05
- $15K: $379.58
1 Plan 1519. Subject to credit approval. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of $12.00. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
2 Plan 2830. Subject to credit approval. Loan term is 120 months at fixed rate of 10.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 10.99% APR, 120 monthly payments of $13.77. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
3 Play 2602. Subject to credit approval. Rates range from 17.99% -24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 78 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Frequently Asked Questions About the GreenSky® Program
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project. Q: What type of credit is available?
GreenSky® Program loans are unsecured installment loans with APRS that become fixed once the loan enters its amortization period.
Q: Where can I use my loan?
Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
Q: When is my first payment due?
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
Q: How do I make a payment?
It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
